November 29, 2016 5:20 p.m.
65-16 609686 NOTICE OF TRUSTEE'S SALE TO BE SOLD FOR CASH AT TRUSTEE'S SALE on March 09, 2017, at 10:00 o'clock A.M. (recognized local time) at the Main Door of the Lincoln County Courthouse, located at, 512 California Avenue, Libby, Montana, the following described real property, situated in Lincoln County, Montana: A tract of land in the W 1/2 SE 1/4 of Section 24, Township 31 North, Range 32 West, P.M.M., Lincoln County, Montana and more particularly described on Irregular Plat 600. AND A portion, piece or part of HES No. 444, centrally situated in the SE 1/4 of Section 24, Township 31 North, Range 32 West, P.M.M., this tract is situated in the space between the Southwest boundary of Great Northern Railway right of way and the Northeast boundary of US Highway No. 2, the same extends from the center line of Cedar Creek; thence, Westerly by the original Rankin siding, and is more particularly bounded and described on Irregular Plat #549. Commonly known as: 28057 US Highway 2, Libby, MT 59923 Ernest J. St. Pierre and Helga Cary, as Grantor(s), conveyed said real property to First American Title Company of Montana, as Trustee, to secure an obligation owed to Jerry D Walden and Debra J Walden, as Beneficiary, by Trust Indenture dated September 13, 2011, and recorded September 16, 2011, in Book 338 Records at Page 773 as Document No. 234738. The Beneficial interest is currently held by Jerry D Walden and Debra J Walden. Ernest J. St. Pierre and Helga Cary have defaulted in the performance of said Trust Indenture by failing to 1) Comply with Paragraph 5 of said Trust Indenture, to pay before delinquent, all taxes, insurance premiums, and assessments affecting the property. Specifically, the second half of 2015 taxes are delinquent 2) Make the monthly payment in the amount of $532.50 due for the 13th day of February, 2016 and a like sum of $532.50 due for the 13th day of each and every month there after, which monthly installments would have been applied on the principal and interest due on said obligation, and other charges against the property or loan. As of September 28, 2016 there is due and owing on the loan an unpaid principal balance of $15,804.00, accrued interest in the amount of $536.21, and late fees in the amount of $184.31., for a total amount due of $16,524.52. Interest accrues on the Note at the rate of 4.8% per annum with a per diem rate of $2.08 after September 28, 2016. Interest continues to accrue. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary anticipates and may disperse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. if such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligation secured by the Trust Indenture. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid in cash at the time of sale. The conveyance will be made by Trustee's Deed. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The Grantor, successor in interest to the Grantor, or any other person having an interest in the property, at any time prior to the Trustee's Sale, may pay to the Beneficiary to the successor in interest to the Beneficiary the entire amount then due under the Trust Indenture and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee's sale may be postponed by publication proclamation up to fifteen (15) days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the Trustee for up to one-hundred twenty (120) days by public proclamation at least every thirty (30) days. DATED: November 03, 2016 /s/ Kaitlin Ann Gotch, Assistant Secretary for First American Title Company of Montana c/o Title Financial Specialty Services PO Box 339, Blackfoot, ID 83221 STATE OF Idaho ) SS. COUNTY OF Bingham ) On this November 03, 2016, before me, a Notary Public in and for said State, personally appeared Kaitlin Ann Gotch, known or identified to me, to be the Assistant Secretary of First American Title Company of Montana, who is named as the Trustee in the above described Trust Indenture and executed the instrument on behalf of said Trustee, and acknowledged to me that said Trustee executed the same. /s/ Rae Albert Notary Public of Idaho Residing at: Blackfoot, Idaho Commission Expires: 09/06/2022 Published In The Western News November 22, 29, December 6, 2016 MNAXLP