Legals January 10, 2017

NOTICE OF TRUSTEE'S SALE OF REAL PROPERTY Notice of the sale of real property which is secured by a Deed of Trust is hereby given pursuant to the provisions of the "Small Tract Financing Act of Montana" (Section 71-1-301, et. seq., Montana Code Annotated). THE NAMES OF THE GRANTOR(S), TRUSTEE, THE BENEFICIARY IN THE DEED OF TRUST, ANY OF THE SUCCESSOR(S) IN INTEREST TO THE BENEFICIARY, AND ANY SUCCESSOR TRUSTEE(S) ARE: Grantor(s): David M. Schultz Trustee: Chicago Title Insurance Company, a Nebraska Corp. Beneficiary: Three Rivers Bank of Montana Successor In Interest to the Beneficiary: Montana Board of Housing Successor Trustee: John H. Grant, Esq. THE DESCRIPTION OF THE PROPERTY COVERED BY THE DEED OF TRUST IS: The real property and its appurtenances in Lincoln County, Montana, more particularly described as follows: See Legal Description Exhibit "A" RECORDING DATA: The following instruments and documents have been recorded in the Clerk and Recorder's Office in Lincoln County, Montana on the date and in the place indicated. Deed of Trust dated May 11, 2011, and recorded May 18, 2011, in Book 337, Page 16, Document #232655. Assignment of Deed of Trust dated May 11, 2011, and recorded May 18, 2011, under Book 337, Page 17, Document #232656, wherein Three Rivers Bank of Montana assigned its beneficial interest in the Deed of Trust to Montana Board of Housing. Appointment of Successor Trustee dated November 30, 2016 wherein John H. Grant, Esq. was appointed Successor Trustee. THE DEFAULT FOR WHICH THE FORECLOSURE IS MADE IS: The nonpayment of the amounts due pursuant to the Note and the Deed of Trust both dated May 11, 2011, referred to above, including but not limited to the nonpayment of principal, interest, taxes, and reserves therefor. THE SUM OWING ON THE OBLIGATION SECURED BY THE DEED OF TRUST IS: Principal: $141,273.03 (the entire remaining balance of the Note being declared immediately due and payable.) Interest: At the rate of 4.75% per annum from May 1, 2016. Others: All unpaid balances, including taxes and insurance together with all necessary expenses which may be incurred in collection, including a reasonable attorney's fee and all costs, fees and expenses, including costs of a foreclosure report, advertising and recording expense. THE SUCCESSOR IN INTEREST TO THE BENEFICIARY HEREBY ELECTS TO SELL THE PROPERTY TO SATISFY THE AFORESAID OBLIGATIONS. THE DATE, TIME, PLACE AND TERMS OF SALE ARE: Date: April 12, 2017. Time: 10:00 a.m., Mountain Standard Time or Mountain Daylight Time, whichever is in effect. Place: Inside the Southeast Door of the Lincoln County Courthouse located at 512 California Avenue, Libby, Montana Terms: This sale is a public sale and any person, including the beneficiary, excepting only the Successor Trustee may bid at the sale. The bid price must be paid in cash. The conveyance will be made by Trustee's Deed. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid. The purchaser shall have no further recourse against the present beneficiary, the trustee or successor trustee, or against the beneficiary's attorney, or the trustee's attorney. RIGHT TO CURE: The grantor, successor in interest to the grantor or any other person having an interest in the aforesaid property, at any time prior to the trustee's sale, may pay to the present beneficiary the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default theretofore existing. DATED: December 6, 2016. MONTANA BOARD OF HOUSING By: Vicki Bauer Its: Homeownership Program Manager STATE OF MONTANA County of Lewis & Clark This instrument was acknowledged before me on December 6, 2016, by Vicki Bauer as Homeownership of the Montana Board of Housing. Cindy A. Maxwell Printed Name: Cindy A. Maxwell Notary Public for the State of Montana Residing at Helena, Montana My Commission Expires: March 14, 2020 EXHIBIT "A" LEGAL DESCRIPTION All that certain parcel of land situate in the County of Lincoln, State of Montana, described as follows: PARCEL 1: COMMENCING AT A POINT SOUTH 75° WEST OF THE SOUTHWEST CORNER OF LOT 9 IN BLOCK 33 OF THE SECOND ADDITION TO THE TOWN OF EUREKA, AND A DISTANCE OF 16 FEET FROM SAID CORNER; THENCE SOUTH 75° 48' WEST 130 FEET, THENCE NORTH 14° 12' WEST 100 FEET, THENCE NORTH 75° 48' EAST 130 FEET, AND THENCE SOUTH 14° 12' EAST, 100 FEET TO THE POINT OR PLACE OF BEGINNING, ALL DESCRIBED ACCORDING TO THE MAP OR PLAT OF SAID ADDITION NOW ON FILE AND OF RECORD IN THE OFFICE OF THE COUNTY CLERK AND RECORDER IN AND FOR THE AFORESAID COUNTY OF LINCOLN AND STATE OF MONTANA. PARCEL 2: A TRACT OF UNPLATTED LAND SITUATED WITHIN THE INCORPORATED LIMITS OF THE TOWN OF EUREKA, MONTANA, PARTLY IN THE SE1/4SW1/4 AND PARTLY IN THE NE1/4SW1/4 OF SECTION 14, TOWNSHIP 36 NORTH, RANGE 27 WEST, P.M.M., THIS TRACT IS MORE PARTICULARLY DESCRIBED BY METES AND BOUNDS AS FOLLOWS: BEGINNING AT A POINT ESTABLISHED ABOUT 20 FEET NORTHEASTERLY OF THE NORTHEAST BOUNDARY OF THE GREAT NORTHERN RAILWAY COMPANY'S RIGHT OF WAY; THIS POINT IS, HOWEVER, IDENTICAL WITH THE SOUTHWEST CORNER OF BLOCK NO. 34 OF THE SECOND ADDITION TO THE TOWN OF EUREKA, ACCORDINGLY AS IT IS PLATTED AND ON RECORD IN THE LINCOLN COUNTY RECORDER'S OFFICE IN LIBBY, MONTANA; THENCE RUN NORTH 30° 05' EAST 75 FEET TO THE NORTHWEST CORNER BLOCK NO.34' THENCE NORTH 55° WEST 24.5 FEET; THENCE NORTH 14° 12' WEST 331.5 FEET; THENCE SOUTH 75° 48' WEST 130 FEET; THENCE NORTH 14° 12' WEST 100 FEET; THENCE NORTH 75° 48' EAST 130 FEET; THENCE NORTH 14° 12'WEST 100 FEET; THENCE SOUTH 75° 48' WEST ALONG THE SOUTH LINE OF BLOCK NO. 32 A CONTINUING DISTANCE OF 307 FEET, MORE OR LESS, ALONG THE SAME COURSE TO AN INTERSECTION WITH THE WEST BOUNDARY OF THE NE1/4,SW1/4, SECTION 14, TOWNSHIP 36 NORTH, RANGE 27 WEST, P.M.M., THENCIE SOUTHERLY ALONG THE SUBDIVISION LINE 185 FEET, MORE OR LESS, THENCE SOUTH 51° 04' ALONG A 20-FOOT PUBLIC LANE WHICH IS LYING SITUATED BETWEEN THE GREAT NORTHERN RAILWAY RIGHT OF WAY AND THIS TRACT IN DESCRIPTION EXTENDING 525 FEET, MORE OR LESS, IN LENGTH AND TO THE PLACE OF BEGINNING. EXCEPTING THEREFROM THE FOLLOWING DESCRIBED TRACT: A TRACT OF LAND LYING IN THE SE1/4SW1/4 OF SECTION 14, TOWNSHIP 36 NORTH, RANGE 27 WEST AND MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT: COMMENCING AT THE NORTHWEST CORNER OF THE AFORESAID SE1/4SW1/4; THENCE SOUTHERLY ALONG REGULAR SUBDIVISIN LINE AND THE GREAT NORTHERN RIGHT OF WAY LINE A DISTANCE OF 155 FEET, MORE OR LESS TO AN ANGLE POINT OF THE SAID RIGHT OF WAY LINE; THENCE SOUTHEASTERLY ALONG SAID RIGHT OF WAY LINE 285 FEET TO THE TRUE POINT OF BEGINNING OF THE TRACT TO BE HEREBY CONVEYED; THENCE NORTHEASTERLY AT RIGHT ANGLE 100 FEET; THENCE SOUTHEASTERLY AT RIGHT ANGLE AND PARALLEL WITH THE SAID GREAT NORTHERN RIGHT OF WAY A DISTANCE OF 200 FEET; THENCE SOUTHWESTERLY AT RIGHT ANGLE 100 FEET TO A POINT ON THE SAID RIGHT OF WAY LINE; THENCE NORTHWESTISLY ALONG SAID RIGHT OF WAY LINE 200 FEET TO THE POINT OF BEGINNING. Published In The Western News January 3, 10, 17, 2017 MNAXLP

78-16 615503 NOTICE OF TRUSTEE'S SALE TO BE SOLD FOR CASH AT TRUSTEE'S SALE on April 11, 2017, at 10:00 o'clock A.M. (recognized local time) at the Main Door of the LINCOLN County Courthouse, located at, 512 California Ave, Libby, Montana, the following described real property, situated in LINCOLN County, Montana: Lot 2A of Amended Lot 2 of Stanley View, according to the plat thereof on file in the office of the Clerk and Recorder, Lincoln County, Montana. Plat 6864 Commonly known as: 873 Big Timber Ln, Troy, MT 59935 Robert W. Savoie, as Grantor(s), conveyed said real property to First American Title Company of Montana, as Trustee, to secure an obligation owed to Joseph Rosenfield and Bette Rosenfield, as Beneficiary, by Trust Indenture dated October 03, 2011, and recorded October 04, 2011, as Book 339 at Page 128 as Document No. 235114. The Beneficial interest is currently held by Joseph Rosenfield and Bette Rosenfield. Robert W. Savoie has defaulted in the performance of said Trust Indenture by failing to Failure to pay the entire unpaid balance, together with accrued interest and other charges due and payable in full on or before October 3, 2016. As of November 30, 2016 there is due and owing on the loan an unpaid principal balance of $27,356.48, accrued interest in the amount of $148.04, and late fees in the amount of $250.00, for a total amount due of $27,754.52. Interest accrues on the Note at the rate of 8.23% per annum with a per diem rate of $6.17 after November 30, 2016. Interest continues to accrue. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary anticipates and may disperse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. if such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligation secured by the Trust Indenture. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid in cash at the time of sale. The conveyance will be made by Trustee's Deed. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The Grantor, successor in interest to the Grantor, or any other person having an interest in the property, at any time prior to the Trustee's Sale, may pay to the Beneficiary to the successor in interest to the Beneficiary the entire amount then due under the Trust Indenture and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee's sale may be postponed by publication proclamation up to fifteen (15) days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the Trustee for up to one-hundred twenty (120) days by public proclamation at least every thirty (30) days. DATED: December 1, 2016 By: /s/ Kaitlin Ann Gotch, Assistant Secretary for First American Title Company of Montana c/o Title Financial Specialty Services PO Box 339, Blackfoot, ID 83221 STATE OF Idaho ) SS. COUNTY OF Bingham ) On this December 1, 2016, before me, a Notary Public in and for said State, personally appeared Kaitlin Ann Gotch, known or identified to me, to be the Assistant Secretary of First American Title Company of Montana, who is named as the Trustee in the above described Trust Indenture and executed the instrument on behalf of said Trustee, and acknowledged to me that said Trustee executed the same. /s/Rae Albert Notary Public of Idaho Residing at: Blackfoot, Idaho Commission Expires: 09-06-2022 Published In The Western News December 27, 2016 January 3, 10, 2017 MNAXLP